I’m Bernadette Laxamana
I have been blessed with many gifts and these I use to serve & help as many people as I can with business excellence. I believe earning your trust is more important than earning your business!
All my clients are referred and I provide an environment where you feel comfortable to express your deepest desires and aspirations, worries and concerns. I AM your TRUSTED Advisor.
With over 15 years of EXPERIENCE, my strong INFLUENCE as a Top Producer and Partner at Xeva Mortgage, I educate you about mortgage options with over 50 lenders to create best long term solutions for you and your family.
Unlike dealing with bank staff and other brokers, trust that I will be here throughout the life of your mortgage to serve YOU from now and in the future!
I speak English and Tagalog
2015 Top 75 Broker in Canada
20+ Years Experience in Finance
Assisted Over 1500 Families
What my clients have had to say.
For me trust is a very important factor and the most valuable is the follow ups… your calls and reminders. I am looking for the sincerity of service more than the business transaction. I really felt the sincerity and you made it real. You are doing it not for the business but to help people. You did everything perfectly for me. And even now you are still calling me. Other brokers would not do that. I love the connection!Mario
Bernadette does whatever she can for the best for her clients. I found everything perfect regarding customer service, time, and best result.Hossein
We have lots of things to thank you for. A comfort that you available to answer all our questions and not having to repeat ourselves all over again or to be passed around. We built trust on you that you’ll explain to us in a words we can understand in a world of “mortgages & interest”. We can explain our feelings without hesitation in our own languageAna and Jomi
Bernadette gives excellent advice! Everything is perfect!Julieta
Whether it’s your first home or you’re a seasoned investor I can help.
Getting pre-approved is easy. Once your application is completed we’ll be able to lock in your rate for up to 120 days.
Whether you’re consolidating dept or refinancing for home improvements, I can help.
Switching your mortgage from your current lender can save you thousands of dollars in interest. It’s also free.
I believe that my responsibility as a mortgage professional goes well beyond simply arranging mortgage financing. My job is to ensure that my clients feel confident in the mortgage process and make decisions that best suit them.
In order for you to feel confident about the mortgage process and make the best decisions for you and your family, you have to feel at ease and be able to ask questions. I stay in touch throughout the entire process, provide lots of information up front, but also make myself available all the time!
YOUR'E IN GOOD HANDS
My business is generated 100% by referrals, and I am proud to be recognized as one of the top 75 brokers in Canada according to the CMP Magazine Top 75 List.
Read My Blog in English…
Read in Tagalog High borrowing rates are a relic. Canadian regulators may soon force borrowers to qualify at interest rates two percentage points above the contract rate. With many posted mortgage rates now approaching and even surpassing 3.00% (depending on the...read more
Read in Tagalog If you’ve tuned into the news today, you’ve probably heard that there are new mortgage rules coming into effect on January 1st. 2018. Over the next week you’ll most likely hear a lot of commentary on whether these rules are good, bad,...read more
Read in Tagalog Whether you are looking to save a downpayment for your first home or you would like to pay down your existing mortgage just a little more quickly, the secret to getting ahead might just be in managing your spending habits. Nestwealth, a Canadian wealth...read more